Yeungnam University

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영남대학교 박정희새마을대학원영남대학교

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Students

Students

Financial Information

Health Insurance

It is mandatory for International students to join a health insurance policy.

  • Period : For an year (How much health insurance will cost you depends on your age, gender and so on)
  • Insurance Fee : about KRW100,000 / Year
A. Accident Medical Expenses (Insured amount: KRW10,000,000)

What are accidental cases? Accidental cases include daily incidents, traffic accidents, lacerated wounds, simple fractures (Broken bones), Sprains etc.

  • Outpatient Expenses : Medical expense Coverage up to the amount of KRW250,000 per day, Medicinal coverage up to the amount of KRW50,000 per day.
  • Cost to the policy holder for outpatient treatment arising from an accident(i.e. out of pocket expenses).
    • Outpatient Clinic : KRW10,000 deductible per day.
    • General Hospitals : KRW15,000 deductible per day.
    • General Specialized Nursing Facilities (e.g.University Hospital) : KRW20,000 deductible per day.
    • Pharmacies : KRW8,000 deductible per day.
  • Inpatient Expenses : Covered up to the amount of KRW10,000,000
  • Accidental compensation:
    Example Senario: You have an accident and break your leg.
    The total cost of medical treatment is KRW2,000,000
    • Your insurance policy covers 90% of your medical treatment cost(KRW1,800,000)
    • You pay 10%(out of pocket expense of KRW200,000)
B. Sickness Medical Expenses (Insured amount: KRW 10,000,000)

What are sickness cases? Sicknesses include colds, mild headaches, stomach, skin diseases, appendicitis, etc.

  • Outpatient Expenses : Medical expenses cover up to the amount of KRW250,000 per day, Medical cover up to the amount of KRW50,000 per day.
  • Cost to the policy holder for outpatient treatment arising from sickness(i.e. out of pocket expenses)
    • Outpatient Clinic : KRW10,000 deductible per day.
    • General Hospitals : KRW15,000 deductible per day.
    • General Specialized Nursing Facilities(e.g.University Hospital) : KRW20,000 deductible per day.
    • Pharmacies : KRW8,000 deductible per day.
  • Inpatient Expenses : Covered up to the amount KRW10,000,000.
    Senario: You are ill with appendicitis and an operation is required.
    Medical expenses for your operation, hospital stay and ongoing care reach a total cost of KRW1,000,000
    • Your insurance policy covers 90% of your medical treatment cost(KRW900,000)
    • You pay 10%(out of pocket expense of KRW100,000)
C. Exclusions (Company will not pay for treatment of these conditions as below)
  • Pre-Existing Condition(any treatment of pre-existing conditions, illness or injuries that predate the purchase of this insurance policy)
  • Immunization (hepatitis type B shot, flu shot ETC.)
  • Eye treatment (i.e. eye inflammation, etc)
  • Psychiatric Illnesses (mental illness e.g. Depression)
  • Maternity (Child Birth and Miscarriage)
  • Urological treatment
Designated Hospitals
Designated Hospitals
Hospital Telephone Patient Type Distance
세명병원(Se-Myung) 053-819-8800 Out/In Patient 10min by car
Claim Procedure
  • If Medical Expense is over KRW200,000
    • Do not forget to take a diagnosis(진단서)and receipt(영수증) from the hospital.
    • Give your bank account number to AIG risk manager with your full name.
    • Mail a medical chart and receipt which is original to AIG Office(대구시 수성구 범어동 1번지 대구 MBC빌딩 16층 박원일 앞) by post mail.
  • If Medical Expense is under KRW200,000
    • Do not forget to take a diagnosis(진단서)and receipt(영수증) from the hospital.
    • Give your bank account number to AIG risk manager with your full name.
    • Fax or scan a medical chart and receipt to AIG Manager.
      Fax:02-2179-9706 / Mail:aigrookie@naver.com

Any sickness and accident will be continuously covered 90days after the day of insurance expiration.